Current Rate Chart

Citizens State Bank of Clara City
55 - 1st Street NW, P.O. Box 430, Clara City, MN 56222

CD Rates Savings Rates IRA Passbook Rates

Certificate of Deposit Rates
Account Type
Minimum Opening Deposit
Interest Rate
Annual Percentage Yield
30 Day CD
$500.00
0.05%
0.05%
91 Day CD
$500.00
0.15%
0.15%
182 Day CD
$500.00
0.50%
0.50%
1 Year CD
$500.00
0.95%
0.95%
18 Month CD
$500.00
1.00%
1.00%
2 Year CD
$500.00
1.20%
1.20%
3 Year CD
$500.00
1.60%
1.60%
Rates effective as of September 3, 2010
Substantial penalty for early withdrawal
For further information contact customer service

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Savings Rates
Account Type
Minimum Balance to Open Account & Earn Annual Percentage Yield
Interest Rate
Annual Percentage Yield
Daily Savings
$25.00 and up
0.10%
0.10%
*Money Market Savings (Tiered Rate)
Up to $999.99
0.20%
0.20%
$1,000.00 - $2,499.99
0.20%
0.20%
$2,500.00 - $25,000.00
0.30%
0.30%
$25,000.01 and up
0.60%
0.60%
Rates effective as of September 3, 2010
*Variable rate - Rates may change at any time
*Fees could reduce earnings
Substantial penalty for early withdrawal
For further information contact customer service

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IRA Passbook Rates
Account Type
Minimum Balance
Interest Rate
Annual Percentage Yield
*Variable Rate
$500.00
2.75%
2.78%
Rates effective as of September 3, 2010
*Variable rate - Rates may change at any time
Substantial penalty for early withdrawal
For further information contact customer service

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