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Citizens
State Bank of Clara City also offers these other products
and services to our personal banking customers:
Visa
Cards
When you carry a Citizens State Bank credit card in your billfold,
you can have the security of knowing who to call in case of
a question or problem. It is a hometown credit card with hometown
answers and help.
- Visa Classic
- Annual Percentage
Rate of 15% effective as of 04/01/2006
- No annual
fee
- Scorecard
bonus points program for travel and gifts
- Travel accident
insurance *
- Make your
payments right at Citizens State Bank
- Visa Gold
- Annual Percentage
Rate of 15% effective as of 04/01/2006
- $25.00 annual
fee
- Scorecard
bonus points program for travel and gifts
- Travel accident
insurance *
- Make your
payments right at Citizens State Bank
* Travel Accident Insurance is NOT A DEPOSIT,
NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY,
NOT GUARANTEED BY THE BANK, and MAY GO DOWN IN VALUE.
- Additional fees may apply:
- Late fee of $15.00
- Over the limit fee of $15.00
- Balance transfer fee of $20.00
- Card replacement fee of $20.00
Check your Citizens State Bank VISA activity and balance by logging into www.mycardstatement.com.
For more information
or to apply, please contact
us.

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Debit
Cards
Forgot your checkbook? Make purchases with funds from your
checking account without writing a check. Use ShazamChek card
to make routine purchases. Plus, ShazamChek card is accepted
at over 7 million merchants worldwide, wherever you see the
Visa symbol. For further details or to apply, please contact
us.
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Ready
Reserve
Ready Reserve is another name for overdraft protection. Citizens
automatically deposits money into your account whenever your
balance falls below zero. Your line of credit is determined
by your income and ability to repay. For further information
or to apply, please contact our Loan Department.
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Check
Orders
To order checks you can either contact our Customer Service
Department and we will assist you with your order, or you
can go online to https://reorder.harland.net.
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