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The following other
business services are available through Citizens State Bank
of Clara City.
High
Volume Check Clearing
Citizens State Bank of Clara City partners with Travelers
Express/Money Gram to provide high volume check clearing services
to corporate clients nationwide. If you are issuing a high
volume of checks and are interested in reducing fees related
to check clearing, contact our President, Jeff Berghuis, at
berghuis@citizens-state-bank.com.
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Visa
Cards
When you carry a Citizens State Bank credit card in your billfold,
you can have the security of knowing who to call in case of
a question or problem. It is a hometown credit card with hometown
answers and help.
- Visa Classic
- Annual Percentage
Rate of 15% effective as of 04/01/2006
- No annual
fee
- Scorecard
bonus points program for travel and gifts
- Travel accident
insurance *
- Make your
payments right at Citizens State Bank
- Visa Gold
- Annual Percentage
Rate of 15% effective as of 04/01/2006
- $25.00 annual
fee
- Scorecard
bonus points program for travel and gifts
- Travel accident
insurance *
- Make your
payments right at Citizens State Bank
* Travel
Accident Insurance is NOT A DEPOSIT, NOT INSURED
BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED
BY THE BANK, and MAY GO DOWN IN VALUE.
- Additional fees may apply:
- Late fee of $15.00
- Over the limit fee of $15.00
- Balance transfer fee of $20.00
- Card replacement fee of $20.00
Check your Citizens State Bank VISA activity and balance by logging into www.mycardstatement.com.
For more information
or to apply, please contact
us.
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Debit
Cards
Forgot your checkbook? Make purchases with funds from your
checking account without writing a check. Use ShazamChek card
to make routine purchases. Plus, ShazamChek card is accepted
at over 7 million merchants worldwide, wherever you see the
Visa symbol.
For further details
or to apply, please contact
us.
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Accounts
Receivable Financing
For details please contact our Loan Department.
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ACH
Services
Our bank is willing to act as an Originating Depository Financial
Institution (ODFI) with respect to Automatic Clearing House
(ACH) transactions, pursuant to the rules of NACHA, the National
Automated Clearing House Association.
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Lines
of Credit
A business line of credit gives you more flexibility in financing
your business growth. Citizens State Bank offers both secured
and unsecured revolving lines of credit depending on your
needs. Your plan will be structured to meet the specific needs
of your business. For more information contact our Loan Department.
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Letters
of Credit
Citizens State Bank offers Letters of Credit to businesses
to facilitate purchases through vendors. For more information
contact our Loan Department.
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Leasing
Citizens State Bank has developed a commercial leasing program
in response to your need for quick convenient and flexible
leasing arrangements. For more information contact our Loan
Department.
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