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December 3,2007
Welcome
to Citizens State Bank of Clara City:
When I returned home from Vietnam I met with C.R. (Kelly) Forstrom to find out what possible job opportunities might be available in his banks. Fortunately, Kelly offered me employment in his Willmar bank. As of today I’ve worked for the Forstrom family 27 of the past 34 years and for the past eight years have been the President of Citizens State Bank of Clara City.
Citizens State Bank of Clara City, totaling $339,442,844 in assets, is part of a holding company owned by the Forstrom family. We have offices in Clara City, Maynard, Granite Falls, Lake Lillian and Echo.
In order for continued success we need to leverage our people, processes and technology in this ever changing world. We need to keep in mind that no two solutions are the same. We understand that different clients have different challenges so we develop and deliver a solution tailored to each client’s unique situation. We’re driven to provide specific solutions that meet your specific needs – with one goal in mind: Your Success!
Our strength is built on our personal commitment, integrity and ability to deliver financial services that you need. As an independent community bank, we make our decisions right here in the communities that we serve.
Over the years I’ve learned that “I need to employ good, honest, ethical people and allow them to manage their area or responsibilities and allow them to make decisions”. It is important that my employees are able to build and maintain relationships with current and prospective customers. It is more important that our employees or potential employees have strong work ethic -- which can’t be taught -- than banking knowledge, which can be. Having great employees gives this bank a distinct advantage over our competitors.
I encourage you to stop by one of our offices soon so that you can see for yourself why a growing number of clients rely on Citizens State Bank for financial expertise.
Now is the time to bank with Citizens State Bank of Clara City!.
Sincerely,
Jeffrey L. Berghuis, President
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